Behavior Gap Radio

In this episode of the Deep Shift series, Carl explores how tactical curiosity—like obsessing over budgeting apps or fueling strategies—often hides something deeper. What starts as a surface-level decision can lead to a powerful emotional insight. Maybe it's not about interest rates… maybe it's about fear, identity, or old family patterns. Carl walks us through why it’s easier to talk spreadsheets than shame—and how simply asking, “Why are you asking?” can crack open the truth. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

In episode two of the Deep Shift series, Carl names the chase we all know too well: tactical curiosity. The frantic hunt for the perfect app, book, or tool isn’t really about solutions—it’s often a way to avoid the deeper, scarier questions. This episode invites you to pause the chase and ask, “What am I really trying to solve for?” Because awareness—not another download—is where real change begins. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

In this first episode of a new series, Carl introduces the Deep Shift framework—his attempt to map the real journey of change. It’s not about picking the right tactic or finding more information, it’s about uncovering what’s blocking the doing. From tactical curiosity to deep ritual, Carl explores why lasting change starts below the surface… and invites you to walk through it with him. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

In this wrap-up to the Your Wise Money Friend series, Carl shares where the idea came from and why it matters. People don’t want another financial plan—they want to feel okay. They want someone to walk with, someone who listens with golden-retriever-level curiosity. In this episode, Carl challenges us to become that kind of friend: no agenda, no judgment, just love, presence, and deep curiosity. Turns out you don’t need to know anything about money to be a wise money friend. You just have to care. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

In the final episode of the Your Wise Money Friend series, Carl reflects on what it means to hold the mirror gently. A wise money friend helps you see what’s really there—not with blame, but with compassion. It’s that rare mix of an empathetic hug and a well-timed kick in the butt. Because real clarity doesn’t come from shame—it comes from being seen, kindly. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

In episode nine of the Your Wise Money Friend series, Carl highlights a defining trait of true support: Instead of rushing to give answers, instead asking better questions. The kinds of questions that invite reflection, spark clarity, and open doors. Because real change doesn’t come from advice, it starts with curiosity. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

In this episode of the Your Wise Money Friend series, Carl shares a simple but rare truth: A wise money friend doesn’t have an agenda. They’re not selling, fixing, or convincing. They’re just fully present—genuinely invested in your clarity. Once you’ve felt that kind of presence, you don’t forget it… and you stop settling for anything less. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/