The Wealth Elevator Podcast: Real Estate, Taxes, Investing

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master 🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club Lane and Tyler discuss infinite banking using specially designed whole life insurance policies that minimize commissions and maximize paid-up additions to function like a liquid “pseudo bank account.” Using a $50,000 annual target premium over 10 years, they explain the 10/90 design (about 10% base premium, 90% cash value) versus a 50/50 design, covering funding duration, “bucket size,” annual minimums and maximums, rollover contribution room, and the IRS MEC (Modified Endowment Contract) limits. They compare early liquidity and break-even points—about years 3–4 for 10/90 versus around year 7 for 50/50—and note agent commissions can be about five times higher on the heavier base-premium design. They also cover carrier selection, illustration realism, use cases (investors, business inventory financing, college planning, wealth storage), policy loans, and options for large windfalls including splitting funding or paying premiums in advance. 00:00 Break Even Hook 00:29 Infinite Banking Basics 01:31 Designing a 10 90 Policy 04:39 Minimums Maximums and MEC 09:02 Choosing Carriers Wisely 10:03 Year One Cost and Break Even 14:44 10 90 vs 50 50 Comparison 19:04 Use Cases and Strategy Fit 22:10 High Net Worth Use Cases 23:07 Parents Funding Kids Policies 23:58 Early Access And Loan Cycling 24:49 Comparing Container Size 26:10 One Policy Or Stack 26:36 Agent Incentives And Fees 30:00 Buy Borrow Die Explained 31:27 Policy Loans Versus HELOC 33:50 Breakeven And Flexibility 35:10 Windfall Funding Strategies 37:02 Qualifying And Insurability 38:41 Paid In Advance Premiums 40:53 Start Early And Use Spouses 41:47 Wrap Up And Next Steps Connect with me: LinkedIn: https://www.linkedin.com/in/lanekawaoka/ Facebook: https://www.facebook.com/TheWealthElevator Instagram: https://www.instagram.com/TheWealthElevator Lane Kawaoka is a developer and multi-family syndicator who owns 10,000+ rental units and is the leader of “Hui Deal Pipeline Club” which has acquired over $2.1 Billion AUM of real estate by syndicating over $200 Million Dollars of private equity and most importantly distributed more than $45M back to our investors since 2016. Check out our Top-50 Investing Podcast, The Wealth Elevator. Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master 🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club This panel introduces investors discussing how family offices and operators are allocating and scaling amid higher interest rates. Lane Kawaoka, a Hawaii-based former engineer, shares his path from buying 11 rentals by 2015 to operating over $2B in apartment acquisitions, and explains why rising holding costs, insurance, and taxes have pushed him to also act as a multifamily office seeking opportunities beyond real estate. The conversation highlights a contrarian, P&L-driven approach, emphasizing grassroots relationship-based deal flow with long-term partners (brokers, contractors, vendors) and special real estate structures where developers need short-term capital to finish projects. The panel also covers using AI and quantitative checklists to quickly screen deals and reduce underwriting workload, plus a “$30k rule” of paying trusted third-party consultants to validate financials when investing outside core expertise. 00:00 Panel Kickoff 00:27 Lane Kawaoka Intro 01:33 Contrarian Investing Approach 03:11 Creative Deal Structures 04:20 AI Underwriting Workflow 05:29 Million Dollar Insight 06:49 Audience Q&A Wrap Connect with me: LinkedIn: https://www.linkedin.com/in/lanekawaoka/ Facebook: https://www.facebook.com/TheWealthElevator Instagram: https://www.instagram.com/TheWealthElevator Lane Kawaoka is a developer and multi-family syndicator who owns 10,000+ rental units and is the leader of “Hui Deal Pipeline Club” which has acquired over $2.1 Billion AUM of real estate by syndicating over $200 Million Dollars of private equity and most importantly distributed more than $45M back to our investors since 2016. Check out our Top-50 Investing Podcast, The Wealth Elevator. Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master 🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club Self-Directed IRA vs Solo 401(k): Checkbook Control, Prohibited Transactions, and UBIT/UDFI Explained Lane and John Park discuss how investors can use qualified retirement plan funds to invest in non-traditional assets like real estate and private equity through true self-directed structures, contrasting them with “self-directed” brokerage accounts that still limit investments. They compare self-directed IRAs (which require an IRS-approved custodian) with Solo 401(k)s (which allow the account holder to be the trustee), explaining checkbook control via IRA LLCs or IRA trusts, including why trusts can reduce recurring LLC fees in states like California. The conversation covers Solo 401(k) eligibility (legitimate self-employment with no employees other than a spouse), higher contribution limits, Roth options, participant loans, and the exemption from UDFI. They also review prohibited investments (life insurance and collectibles), disqualified persons rules, UBIT/UDFI tax concepts, deal-funding timelines, and investor Q&A including a real-world UBIT surprise from new-build profits. 00:00 Intro to Self Direction 01:00 Solo 401k Eligibility 02:33 Why Big Brokers Fail 06:38 Checkbook Control Basics 09:13 IRA Trust Option 11:03 Solo 401k Advantages 13:13 SDIRA Setup and Funding 13:54 Custodian vs Control 20:46 Prohibited Assets Rules 23:04 Disqualified Individuals 25:28 UBIT and UDFI Taxes 28:25 UDFI Real Estate Example 31:26 Solo 401k Tax Exemption 33:47 Solo 401k Setup Details 36:18 Solo 401k Loan Feature 37:00 Plan Rules vs IRS 38:46 Contribution Limits Explained 42:13 Loan Terms and Repayment 43:28 Roth and Backdoor Strategies 46:43 Paying Kids and Audits 47:58 Punting Taxes with QRP 51:02 Setup Timeline and Funding 54:18 Checkbook Control Custodians 58:25 When QRP Investing Makes Sense 01:04:37 Retirement Tax Trap Parents 01:06:26 Parents Money Risk Choices 01:07:24 How Much to Retire 01:08:54 Stop Overfunding 401k 01:10:32 Back Into 4 Percent Rule 01:13:47 Financial Independence Mindset 01:14:53 Three Bucket Strategy 01:16:51 Kids Inheritance Limits 01:19:28 UBIT Surprise in Solo 401k 01:21:29 Blocker Corps and AI Learning 01:24:10 Finding the Right Tax Pro 01:28:17 Trivia and Wrap Up Connect with me: LinkedIn: https://www.linkedin.com/in/lanekawaoka/ Facebook: https://www.facebook.com/TheWealthElevator Instagram: https://www.instagram.com/TheWealthElevator Lane Kawaoka is a developer and multi-family syndicator who owns 10,000+ rental units and is the leader of “Hui Deal Pipeline Club” which has acquired over $2.1 Billion AUM of real estate by syndicating over $200 Million Dollars of private equity and most importantly distributed more than $45M back to our investors since 2016. Check out our Top-50 Investing Podcast, The Wealth Elevator. Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master 🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club The host interviews mortgage expert Jen Hernandez to get an update on the residential mortgage landscape after 2020, focusing on one-to-four unit properties and what single-family investors and homeowners are seeing in 2026. Jen explains that rates nearly doubled quickly in 2022 and have hovered in the low 6% range for about six months, with forecasts from major institutions (Fannie/Freddie and large banks) calling for mostly flat movement and possibly high-5% rates, but no major drops expected. She notes that historically very low rates have coincided with government “rescue” periods, and suggests watching the 7- and 10-year treasuries because mortgage pricing tracks those longer-term bond instruments more closely than the Fed’s overnight rate. They discuss the common misconception that Fed cuts immediately lower mortgage rates, and Jen explains how bond-market behavior, investor risk appetite, and the inverse relationship between stocks and bonds can move mortgage rates differently from the Fed funds rate. Jen gives practical guidance on whether to buy now versus wait, emphasizing that the answer depends on local market conditions; in Houston/Texas she’s seeing some price suppression, more seller negotiation, and opportunities for closing-cost credits or rate buydowns. She argues that a 6% rate is not bad historically and that buyers can refinance later, while purchasing during softer pricing may allow for future appreciation. The conversation then shifts to investor lending options, including DSCR (debt service coverage ratio) loans that rely on market rent rather than full income documentation, can allow financing in an LLC, and may offer rates that are sometimes better than conventional—though typically with a 2–3 year prepayment penalty and baked-in points (around 1.5%). Jen outlines DSCR qualification constraints, especially the need for market rent to cover PITI(A), which can push required down payments from 20% to 25% in high tax/insurance areas like Texas. They cover appraisal and rent trend observations in Houston (generally stable, with some appraisals coming in at or above price), discuss when investor “experience” matters (primarily when using rental income from tax returns to offset debt), and explain the lending ecosystem: big banks/servicers, direct lenders who underwrite and fund in-house, and brokers who connect borrowers to lenders but don’t control underwriting or timelines. Jen details reserve requirements for investment loans (typically 3–6 months of PITI(A), often across all mortgaged properties), warns that consumer credit scores from apps may differ from mortgage FICO models, and recommends getting prequalified months in advance to optimize credit and terms. Finally, they touch on high-net-worth purchase behavior in Houston (cash purchases, leveraging investment lines, recasts, ARM usage), personal views on leverage, and how to contact Jen via loanwithjen.com, noting she can lend in 42 states and can refer trusted contacts elsewhere. 00:00 Mortgage Market Snapshot 00:49 Rates After 2020 02:22 Tracking Rates Like Pros 04:12 Fed vs Treasury Explained 08:22 Buy Now or Wait 12:19 DSCR Loans and Down Payments 16:50 Appraisals and Rent Data 19:15 Direct Lenders vs Brokers 23:31 Reserves and Credit Prep 27:38 How Wealthy Buyers Finance 30:44 Wrap Up and Contact Info Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master 🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club In this episode, we dive deep into the strategy of investing tax-free into startups and operating businesses using Qualified Small Business Stock (QSBS). Joined by CPA Thomas Jones from Sweeney Conrad, we explore the intricacies behind QSBS, part of tax section 1202, that offers potential tax-free gains up to $15 million on eligible stock held for a minimum period. We discuss the eligibility criteria, the types of businesses that can benefit, different investor scenarios, and potential pitfalls to watch out for. Learn how to effectively leverage QSBS for significant tax savings and make informed investment decisions, whether you're an angel investor or a business owner. 00:00 Introduction to Tax-Free Investing in Startups 00:28 Meet the Expert: CPA Thomas Jones 01:04 Understanding QSBS: Qualified Small Business Stock 03:15 Industries and Use Cases for QSBS 06:34 Asset vs. Stock Sales: Key Differences 12:09 Investor Considerations and Tax Benefits 25:00 Advanced Strategies and Pitfalls 35:24 Conclusion and Contact Information Connect with me: LinkedIn: https://www.linkedin.com/in/lanekawaoka/ Facebook: https://www.facebook.com/TheWealthElevator Instagram: https://www.instagram.com/TheWealthElevator Lane Kawaoka is a developer and multi-family syndicator who owns 10,000+ rental units and is the leader of “Hui Deal Pipeline Club” which has acquired over $2.1 Billion AUM of real estate by syndicating over $200 Million Dollars of private equity and most importantly distributed more than $45M back to our investors since 2016. Check out our Top-50 Investing Podcast, The Wealth Elevator. Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master 🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club Join us in today's podcast as we provide a comprehensive update on the multifamily real estate market. We'll cover the market's recent history and predict where it's headed, focusing on key changes in prices, demand, rental growth, and supply. We'll also discuss the importance of long-term fundamentals and interest rate expectations. If you're interested in gaining more insights, attending private events, or participating in live webinars, visit wwealthelevator.com/club. Don't miss our live webinar on February 18th, 2026, for goal-setting strategies. Additionally, mark your calendars for our in-person event in Denver, Colorado, in March 2026. 00:00 Introduction and Podcast Overview 00:10 Upcoming Events and Webinars 01:18 Multifamily Market Update 01:52 Key Takeaways on Prices and Demand 03:11 Rent Growth and Market Dynamics 05:00 Supply Pipeline and Construction Challenges 06:34 Long-term Fundamentals and Interest Rates 09:24 Conclusion and Final Thoughts Connect with me: LinkedIn: https://www.linkedin.com/in/lanekawaoka/ Facebook: https://www.facebook.com/TheWealthElevator Instagram: https://www.instagram.com/TheWealthElevator Lane Kawaoka is a developer and multi-family syndicator who owns 10,000+ rental units and is the leader of “Hui Deal Pipeline Club” which has acquired over $2.1 Billion AUM of real estate by syndicating over $200 Million Dollars of private equity and most importantly distributed more than $45M back to our investors since 2016. Check out our Top-50 Investing Podcast, The Wealth Elevator. Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master 🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club Join Tony Hong, a licensed CPA with over a decade of experience, as he walks you through essential tax planning strategies in this comprehensive masterclass. Discover the importance of having a tax strategy versus just filing taxes, and learn how to save money and stay compliant. Tony delves into common tax misconceptions, the pitfalls of using TurboTax for complex tax situations, and the levels of tax management from basic to advanced. Learn about various tax-saving opportunities, including the benefits and drawbacks of different business structures, investment tax credits, income shifting, and the importance of real estate professional status. Tony also discusses practical scenarios, such as the real-world struggles of W2 employees to optimize their taxes and how certain tax strategies can significantly reduce your tax liability. This session is packed with valuable insights to help you create an effective tax strategy for the new year. Don’t miss out on tips that could save you thousands of dollars annually. 00:00 Introduction and Welcome 00:26 Meet Your CPA: Tony Hong 00:58 The Importance of Tax Planning 01:24 TurboTax vs. Professional CPA 03:12 Tax Strategies for Real Estate Investors 08:04 Advanced Tax Planning Techniques 09:42 Entity Structures: LLCs, S Corps, and C Corps 14:10 Tax Benefits for Passive Investors 19:16 Income Shifting and Investment Tax Credits 21:22 Introduction to Capital Gains and Depreciation Recapture 21:36 Unlocking Passive Losses from Syndication Deals 23:37 Grouping Elections and Their Implications 26:51 Charity and Tax Deductions 29:38 Real Estate Professional Status and Tax Strategies 33:51 Investment Tax Credits and Passive Investing 43:24 Final Thoughts and Tax Planning Advice Connect with me: LinkedIn: https://www.linkedin.com/in/lanekawaoka/ Facebook: https://www.facebook.com/TheWealthElevator Instagram: https://www.instagram.com/TheWealthElevator Lane Kawaoka is a developer and multi-family syndicator who owns 10,000+ rental units and is the leader of “Hui Deal Pipeline Club” which has acquired over $2.1 Billion AUM of real estate by syndicating over $200 Million Dollars of private equity and most importantly distributed more than $45M back to our investors since 2016. Check out our Top-50 Investing Podcast, The Wealth Elevator. Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master 🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club In this episode, we delve into the world of investing in individual stocks with expert Daniel Jiwani, author of 'Pick Stocks That Go Up' and 'Buffet's Two-Step Stock Market Strategy.' Daniel shares his journey from his first investment at 16 to becoming an accomplished investor by studying Warren Buffett's methodologies. We discuss the key aspects of successful investing, including identifying wonderful companies, buying at a wonderful price using discounted cash flow, maximizing upside by choosing growth industries, and essential risk management strategies. Whether you're interested in stocks, real estate, or other financial assets, this discussion offers valuable insights to enhance your investment strategy and make more informed financial decisions. 00:00 Introduction to Stock Investing 00:15 Guest Expert: Daniel Jiwani 01:13 The Importance of Discounted Cash Flow 02:14 Stock Market Realities 04:49 Avoiding Investment Losers 13:57 The Four-Step Investment Strategy 20:49 The WorldCom Scandal: Earnings vs. Cash Flow 21:44 Netflix's Accounting Practices 22:32 Warren Buffet's Investment Philosophy 23:01 Maximizing Upside Potential 23:11 The Coca-Cola Case Study 25:14 Angel Investors and Upside Potential 26:26 Managing Investment Risk 31:14 Economic Profits and Industry Attractiveness 32:54 The Flipping Mindset vs. Cash Flow Mindset 36:27 Investment Strategies and Portfolio Management 38:33 Conclusion and Final Thoughts Connect with me: LinkedIn: https://www.linkedin.com/in/lanekawaoka/ Facebook: https://www.facebook.com/TheWealthElevator Instagram: https://www.instagram.com/TheWealthElevator Lane Kawaoka is a developer and multi-family syndicator who owns 10,000+ rental units and is the leader of “Hui Deal Pipeline Club” which has acquired over $2.1 Billion AUM of real estate by syndicating over $200 Million Dollars of private equity and most importantly distributed more than $45M back to our investors since 2016. Check out our Top-50 Investing Podcast, The Wealth Elevator. Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master 🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club In this 2026 market preview, we offer key predictions and insights into public and private investments, with a focus on AI, real estate, and key macroeconomic trends. We'll discuss recent Fed rate cuts, the concentration risk in public markets, and the implications for real estate investors. The video also covers the impact of interest rates on various asset classes, including multifamily housing, single-family homes, and the retail sector. Additionally, we delve into the increasing trend of retail capital flowing into private markets, the significance of business acquisitions by baby boomers, and the growing influence of AI and technology on investment strategies. Stay tuned for practical advice on asset allocation, the benefits of involvement in private equity, and the importance of understanding market cycles to make informed investment decisions for 2026 and beyond. 00:00 2026 Market Preview Introduction 00:24 Current Market Conditions and Predictions 01:42 Understanding Public vs. Private Markets 03:44 Valuation-Led Correction Cycle 06:05 Real Estate Market Insights 18:49 Retail Capital and Private Markets 20:44 Baby Boomers and Business Transfers 23:12 Interest Rates and Real Estate Strategies 24:08 Inflation and Investment Predictions 25:02 Single Family Homes and AI Impact 26:17 Hospitality and Private Credit Funds 28:48 Multifamily and Long-Term Investments 31:44 Community and Investor Goals 33:46 Transition to Macroeconomics 34:00 Emerging Investment Trends: AI, Crypto, and Bioscience 34:54 Manufacturing and Defense: Shifting Landscapes 35:55 AI's Impact on Investment Strategies 38:39 Energy Sector Insights: Clean Energy vs. Fossil Fuels 42:31 Commercial Real Estate: Current Trends and Future Outlook 52:27 Single Family Homes and Market Dynamics 55:49 Investment Strategies and Market Cycles 59:56 Multifamily Sector and Institutional Investments 01:06:47 Final Thoughts and Future Predictions Connect with me: LinkedIn: https://www.linkedin.com/in/lanekawaoka/ Facebook: https://www.facebook.com/TheWealthElevator Instagram: https://www.instagram.com/TheWealthElevator Lane Kawaoka is a developer and multi-family syndicator who owns 10,000+ rental units and is the leader of “Hui Deal Pipeline Club” which has acquired over $2.1 Billion AUM of real estate by syndicating over $200 Million Dollars of private equity and most importantly distributed more than $45M back to our investors since 2016. Check out our Top-50 Investing Podcast, The Wealth Elevator. This message is for informational purposes, assessing potential investor interest, and isn’t an offer to sell securities or investment products. Investors must review and sign all offering documents, including the Private Placement Memorandum, which supersedes previous communications. While we aim for reliability, investors should conduct due diligence. Stated objectives are illustrative; past performance doesn’t guarantee future results. Tax implications of investments can vary; we don’t offer tax/legal advice. Investors should consult certified tax professionals/legal advisors for tax outcomes based on individual circumstances. Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master 🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club In this episode, we dive into 'Decumulation Tactics,' an essential topic for those nearing retirement. Aimed at individuals in their fifties on the second or third floor of the 'wealth elevator,' we explore strategies for drawing down your wealth effectively as you approach the last quarter of your life. We discuss everything from creating a spending plan, the importance of trading money for experiences, to avoiding common mistakes like overly conservative drawdown strategies. We also touch on the emotional and psychological aspects of this phase, informed by real-world examples and insights from the Bill Perkins book 'Die With Zero.' Additionally, we announce upcoming retreats and community events, emphasizing the importance of interaction and shared learning. Tune in to gain valuable insights on how to enjoy your nest egg while preserving your financial security. 00:00 Introduction to Decumulation Tactics 00:50 Reflecting on a Decade of Podcasting 02:24 Upcoming Events and Community Announcements 03:14 Understanding Decumulation and Its Importance 05:13 Strategies for Smart Decumulation 07:37 Real-World Examples and Mistakes to Avoid 12:38 Setting Goals and Planning for the Future 19:21 Conclusion and Final Thoughts Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master 🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club Lane chats with his friend Andrew, an accomplished entrepreneur who transitioned from being a mechanical engineer working on government defense projects to running a successful AI consulting business. Andrew shares his journey, insights on entrepreneurship, the importance of cash management, and how he leverages different financial strategies to maintain and grow his business. They also discuss the ups and downs of entrepreneurship, the significance of having a solid support system, and Andrew's experiences working with big names like SimpliSafe and FanDuel. This conversation offers invaluable lessons for current and aspiring business owners looking to navigate the complexities of starting and scaling a company. 00:40 Infinite Banking and Business Owners 02:15 Podcast Introduction with Andrew Amen 03:42 Andrew's Journey from Engineer to Entrepreneur 06:40 Financial Struggles and Lessons Learned 13:55 Consulting Business and Financial Strategies 26:20 Understanding Brokerage Accounts 27:12 Leveraging HELOCs for Business and Personal Finance 29:05 Navigating Financial Challenges 31:14 The Importance of Good Debt 36:07 AI Studio Success Stories 37:13 Future Plans and Exit Strategies 41:51 Financial Planning and Monte Carlo Simulations 44:17 Personal Finance Advice for Entrepreneurs 46:24 AI Studio Services and Client Acquisition 48:18 Mascot Memories and Closing Remarks Connect with me: LinkedIn: https://www.linkedin.com/in/lanekawaoka/ Facebook: https://www.facebook.com/TheWealthElevator Instagram: https://www.instagram.com/TheWealthElevator Lane Kawaoka is a developer and multi-family syndicator who owns 10,000+ rental units and is the leader of “Hui Deal Pipeline Club” which has acquired over $2.1 Billion AUM of real estate by syndicating over $200 Million Dollars of private equity and most importantly distributed more than $45M back to our investors since 2016. Check out our Top-50 Investing Podcast, The Wealth Elevator. Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master 🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club Lane interviews Andrew Howell, an experienced lawyer specializing in tax and estate planning. Andrew shares his expertise on the importance of proactive estate planning and the generational transfer of wealth. He emphasizes the need for crafting plans based on clients' core values and family dynamics, rather than a one-size-fits-all approach. Topics covered include the pitfalls of traditional estate planning methods, the impact of generational shifts in thinking about wealth, and the benefits of keeping assets concentrated within the family. Andrew also introduces the concept of purpose trusts and offers insights into how families can successfully navigate the transfer of assets across generations while maintaining cohesion and avoiding common pitfalls. 00:56 Common Pitfalls in Deal Flow 03:39 Estate Planning Insights with Andrew Howell 12:59 Core Values in Estate Planning 16:27 Practical Implementation of Estate Plans 26:43 Final Thoughts and Contact Information Connect with me: LinkedIn: https://www.linkedin.com/in/lanekawaoka/ Facebook: https://www.facebook.com/TheWealthElevator Instagram: https://www.instagram.com/TheWealthElevator Lane Kawaoka is a developer and multi-family syndicator who owns 10,000+ rental units and is the leader of “Hui Deal Pipeline Club” which has acquired over $2.1 Billion AUM of real estate by syndicating over $200 Million Dollars of private equity and most importantly distributed more than $45M back to our investors since 2016. Check out our Top-50 Investing Podcast, The Wealth Elevator. Hosted on Acast. See acast.com/privacy for more information.

In this episode, we delve into why many investors over 55 regret heavily contributing to deferred 401(k)s and other retirement plans, primarily due to future high tax brackets. We discuss alternative investment strategies like real estate, which offer immediate tax benefits, and caution against the long-term tax implications of deferred retirement plans. Tune in for insights on whether to keep money in qualified retirement plans or invest it elsewhere, and learn about our upcoming Hawaii retreat for deeper financial discussions. 00:00 Introduction: The Pitfalls of Deferred Retirement Plans 00:42 Upcoming Hawaii Workshop Details 01:53 Podcast Introduction: Rethinking 401Ks and IRAs 02:01 Key Points on Retirement Plans and Taxes 03:38 The Importance of Tax Benefits Today 05:34 Conclusion and Final Thoughts 06:29 Join Our Annual Hawaii Retreat Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master 🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club In this episode, we dive into a podcast replay where Lane Kawaoka, founder of Wealth Elevator, shares the inner workings of his investment retreats and the importance of building real relationships with other accredited investors. He discusses the need for curiosity, the value of mentorship, and the significance of community in personal and financial growth. Lane also highlights his journey from an engineer to a full-time investor, the importance of alternative investments, and how his events foster meaningful connections among high net worth individuals. The episode wraps up with insights on how to prepare for major life transitions and the future plans for Wealth Elevator. 00:00 Introduction and Podcast Replay Announcement 00:40 Guest Introduction and Initial Thoughts on Growth 01:14 The Importance of Curiosity and Coaching 02:26 Building Confidence and the Role of Peer Groups 05:10 Adapting Strategies for Changing Environments 07:15 Lane's Real Estate Journey and Investment Strategies 12:38 Transitioning from Engineering to Full-Time Business 17:10 Creating Effective and Curated Community Events 29:01 The Future of Community and Human Connection 33:11 Closing Thoughts and Final Remarks Connect with me: LinkedIn: https://www.linkedin.com/in/lanekawaoka/ Facebook: https://www.facebook.com/TheWealthElevator Instagram: https://www.instagram.com/TheWealthElevator Lane Kawaoka is a developer and multi-family syndicator who owns 10,000+ rental units and is the leader of “Hui Deal Pipeline Club” which has acquired over $2.1 Billion AUM of real estate by syndicating over $200 Million Dollars of private equity and most importantly distributed more than $45M back to our investors since 2016. Check out our Top-50 Investing Podcast, The Wealth Elevator. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Lane and guest tax expert Jack Hollander dive into strategies for offsetting ordinary income through oil and gas investments. They discuss the unique tax benefits, including intangible drilling costs and depletion allowances, and how these can provide significant deductions for high-income earners. The conversation addresses common mistakes with passive losses and real estate professional status, provides insights into how to properly utilize oil and gas investments, and answers questions on minimizing tax liabilities and optimizing portfolio strategies. 00:00 Introduction to Tax Deductions in Oil and Gas Investments 00:39 Understanding Passive and Ordinary Income 01:11 Limitations of Passive Losses 02:09 Real Estate Professional Status and Short-Term Rentals 02:48 Introduction to Oil and Gas Investments 03:02 Misconceptions About Bonus Depreciation 06:08 Importance of Consulting Professional Advisors 07:42 Basics of Tax Law and Income Buckets 12:07 Financial Planning and Investment Considerations 13:24 How Oil and Gas Investments Fit into a Portfolio 15:23 Tax Benefits of Oil and Gas Investments 23:53 Intangible Drilling Costs (IDCs) Explained 35:16 Understanding Passive Losses and Tax Benefits 35:53 Investment Strategies for Self-Employed Individuals 36:33 Navigating Tax Forms and Returns 37:27 Managing Investment Expectations 38:37 Cash Flow and Tax Savings 39:49 Evaluating Oil and Gas Investments 41:15 Portfolio Diversification and Tax Planning 43:15 Risk Management in Oil and Gas Investments 53:09 Using IRAs and Roth Conversions 01:03:01 Final Thoughts and Upcoming Events Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master 🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club In this episode, we delve into how new investors can unlock their retirement funds through self-directed IRAs and Solo 401ks. Learn about the transformation process, the role of custodians, and the potential to invest in real estate or other alternative investments. Our guest, Ted Damp from Advanta IRA, shares his expertise on unique investment strategies, partnering, commingling funds, and navigating IRS rules. We also discuss prohibited investments, transactions, and the unrelated business income tax (UBIT). Discover how to avoid common pitfalls, diversify your portfolio, and leverage your retirement funds effectively. Visit WealthElevator.com for more resources, including event information and vendor referrals. 00:00 Unlocking Your 401k and IRA Funds 01:05 Introduction to Self-Directed IRAs 01:48 Meet Ted from Advanta IRA 02:27 Understanding Partnering and Co-Mingling Funds 05:41 Basic Rules and Prohibited Transactions 09:21 Real-Life Self-Directed IRA Experiences 13:36 Disqualified Persons and Entities 23:45 Case Study: Partnering on a Real Estate Deal 28:43 IRA Ownership and Expense Sharing 29:25 Rules on Percentage Ownership 30:36 Co-Mingling Funds for Investments 32:59 Non-Recourse Loans Explained 37:51 Partnering and Co-Mingling in Real Estate 44:14 Alternative Investments and Syndications 51:26 Final Thoughts and Contact Information Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master 🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club In this episode, the host invites new and existing investors to the annual Hawaii retreat scheduled for January 16-18 and emphasizes the importance of education in real estate investment. He discusses various aspects like meticulously understanding deals, avoiding being swayed by attractive photos, and thorough due diligence. He explains the differences between primary, secondary, and tertiary markets, the merits and risks of investing in each, and highlights the cyclical nature of markets. The host dives into Capital Expenditures (CapEx), evaluating whether renovation costs in multifamily properties justify rent increases. He offers insights into calculating per-unit costs and emphasizes the need for professional audits. The talk also covers broader investment philosophies, asset diversification, and the importance of being in tune with industry data. He concludes by encouraging listeners to join the syndication e-course and stay connected with like-minded accredited investors for better insights and opportunities. 00:00 Welcome and Hawaii Retreat Invitation 00:34 Importance of Education and Syndication E-Course 01:04 Understanding Market Locations: Primary, Secondary, and Tertiary 01:18 CapEx Plan and Deal Disqualification 03:42 Due Diligence in Real Estate Deals 03:57 Primary vs. Secondary vs. Tertiary Markets 08:58 Investment Strategies and Market Cycles 16:12 CapEx Budget and Renovation ROI 25:44 Final Thoughts and Syndication E-Course Promotion Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master 🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club Download the spreadsheet here: theWealthElevator.com/ROE Lane from The Wealth Elevator discusses whether investors should sell their rental properties and reinvest the equity into more profitable ventures. He stresses the importance of focusing on return on equity (ROE) instead of just return on investment (ROI) and provides a framework to evaluate the current performance of your rental properties. Lane also shares personal experiences, offers practical steps for evaluating your investments, and discusses various reallocation options such as T-bills, life insurance, syndications, or other investment opportunities. Additionally, he details the emotional and financial considerations that come into play and emphasizes having a clear exit strategy for underperforming assets. 00:00 Introduction: Should You Sell Your Rental Properties? 01:03 Investor Insights: Return on Equity 03:12 Analyzing Rental Property Performance 05:07 Reevaluating Investments: The Annie Duke Approach 07:23 Practical Steps for Property Owners 12:39 Advanced Strategies and Final Thoughts Connect with me: LinkedIn: https://www.linkedin.com/in/lanekawaoka/ Facebook: https://www.facebook.com/TheWealthElevator Instagram: https://www.instagram.com/TheWealthElevator Lane Kawaoka is a developer and multi-family syndicator who owns 10,000+ rental units and is the leader of “Hui Deal Pipeline Club” which has acquired over $2.1 Billion AUM of real estate by syndicating over $200 Million Dollars of private equity and most importantly distributed more than $45M back to our investors since 2016. Check out our Top-50 Investing Podcast, The Wealth Elevator. Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master 🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club In this episode, our guest revisits a podcast where they delve into various aspects of the real estate investment landscape. Topics include the highs and lows of commercial real estate, the impact of interest rates, strategies for sourcing deals, lessons from personal investment journeys, and their new book 'The Wealth Elevator'. They also discuss the importance of personal relationships in investing, market cycles, diversification strategies, and long-term goals. The conversation provides valuable insights for both seasoned and aspiring investors. 00:00 Introduction and Podcast Replay Announcement 00:32 Upcoming Events and Surveys 01:54 Podcast Interview Begins 02:27 Current State of Commercial Real Estate 06:08 Investment Strategies and Market Cycles 12:16 New Book and Personal Investment Journey 18:47 Family Office Operations and Networking 21:43 Future Investment Goals and Market Insights 27:30 Closing Thoughts and Book Promotion Connect with me: LinkedIn: https://www.linkedin.com/in/lanekawaoka/ Facebook: https://www.facebook.com/TheWealthElevator Instagram: https://www.instagram.com/TheWealthElevator Lane Kawaoka is a developer and multi-family syndicator who owns 10,000+ rental units and is the leader of “Hui Deal Pipeline Club” which has acquired over $2.1 Billion AUM of real estate by syndicating over $200 Million Dollars of private equity and most importantly distributed more than $45M back to our investors since 2016. Check out our Top-50 Investing Podcast, The Wealth Elevator. Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master 🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club In this episode, we sit down with an economist from ITR Economics, the group renowned for predicting the 2008 recession. We dive deep into the latest developments in interest rates during Trump's presidency, the current state of the real estate market, and the economist's personal investment strategies. The conversation shifts to macroeconomic trends, the impact of the pandemic on inflation, and the intricacies of the labor market. We also explore the implications of current tariff policies, potential black swan events, and future projections for interest rates and inflation. Don't miss this insightful discussion packed with data-backed analysis and expert opinions. 00:00 Introduction and Market Overview 00:10 Interest Rates and Real Estate Insights 00:24 Investment Strategies and Market Cycles 01:56 Evaluating Investment Deals 04:49 Guest Introduction and Economic Background 07:45 Macroeconomic Trends and Inflation 15:32 Labor Market Dynamics and AI Impact 25:09 Understanding Market Absorption and Job Creation 25:21 Fed's Approach to Inflation and Interest Rates 29:12 Impact of Tariffs on the Economy 35:16 Housing Market Challenges and Future Projections 37:51 Business Cycle Phases and Industry Analysis 43:31 Black Swan Events and Economic Implications 47:02 Final Thoughts and Investor Advice Hosted on Acast. See acast.com/privacy for more information.