The Clark Howard Podcast-logo

The Clark Howard Podcast

Panoply

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips,...

Location:

Atlanta, GA

Networks:

Panoply

Description:

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

Twitter:

@ClarkHoward

Language:

English

Contact:

1601 W. Peachtree St., N.E. Atlanta, GA 30309 404-892-8227


Episodes
Ask host to enable sharing for playback control

04.17.26 Clark Answers His Critics on Clark Stinks / Booking Travel - New Guidance

4/17/2026
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - the travel industry’s ongoing reaction to rising fuel costs calls for new guidance for booking travel. Clark reveals why he never starts his search on an airline’s website and how a simple shift in your booking psychology can save you hundreds. Clark Stinks: Segments 1 & 2 New Rules Of Travel: Segment 3 Ask Clark: Segment 4 Mentioned on the show: IRS - 2026 Charitable contributions SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know About How Passkeys Work—and How to Use Them Storage Unit Prices Keep Going Up. Is There a Better Way To Store My Possessions? eBay Motors and WeGoLook Partner to Provide Onsite Inspections for Vehicles The Details on Transferring 529 Funds into a Roth IRA The Tax-Saving Charity Funds Wealthy People Are Buzzing About Airfares Skyrocket as Carriers Tackle Rising Fuel Costs Clark Howard’s Secrets to Beating Sky-High Airfares and New Hidden Fees Follow Clark Howard's #1 Rule To Travel Cheap 4 Ways To Fight Sky-High Airfares This Summer Is ID.me Safe? / About ID.me Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:36:32

Ask host to enable sharing for playback control

04.15.26 Two Sides To AI In Real Estate / Study Abroad An A+ Move

4/15/2026
The real estate market is traditionally at its height in the spring. This year, AI is factoring into home sales in two distinct ways. While AI slop infests listings, AI is improving the mortgage approval process. Know what to look out for as a homebuyer. Also, is studying abroad worth the cost? At a time when grads’ job prospects are jumbled by market upheaval, a new study shows that a semester overseas can boost a graduate's starting salary by thousands. And the advantages don’t end there. Clark explains how some students are taking the idea a step further. AI In Real Estate: Segment 1 Ask Clark: Segment 2 Study Abroad - OUI!: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Can No Longer Trust Real Estate Photos⁠ The Unsettling Rise of AI Real-Estate Slop 3 Places You Should Never Invest Your Money - Clark Howard What Is Umbrella Insurance and Do You Need It? - Clark Howard Why Study Abroad Can Lead To Higher Starting Salaries For U.S. Graduates - Forbes Preparing to study abroad requires knowing what might go wrong during and after the trip NYTimes: How to Prepare for Your First River Cruise When Do You Need a Travel Agent? - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:32:16

Ask host to enable sharing for playback control

04.14.26 Ask An Advisor With Wes Moss

4/14/2026
How To Find (and Afford) Your Dream Home in Retirement Deciding where to spend your retirement is one of the most significant transitions you’ll ever make, but it requires a systematic approach to get it right. Whether you plan to stay in your current home or relocate to a new destination, your environment directly impacts your long-term happiness. In this episode, Wes Moss shares tips to find – and afford – your dream community in retirement. Many retirees face the "housing overlap headache," where you find your new home in five minutes, but it takes five months to sell your old one. If you don't want to carry a mortgage or trigger a "tax tsunami," Wes breaks down a strategy that can help.Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 14, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments!Learn more about Wes: BOOKS BY WES MOSS Wes Moss, CFP® Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:38:15

Ask host to enable sharing for playback control

04.13.26 Self-Storage Savvy / Heir Apparent: Plan & Preserve Your Estate

4/13/2026
One in five Americans uses self-storage units. How do you avoid rip-offs in an industry long characterized by bait & switch tactics? Learn Clark’s strategies for avoiding such price hikes, and essential steps for protecting your belongings. Also, you may have seen the news stories about the late Jimmy Buffet’s family doing battle over his estate. Believe it or not, this type of situation is not that rare. The "Great Wealth Transfer" has ushered in a surge of estate disputes. Clark shares how smart planning now can help prevent family conflicts and legal fees from eroding your legacy. Self-Storage Savvy: Segment 1 Ask Clark: Segment 2 Prevent Estate Battles: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Do You Really Need a Storage Unit? 5 Things To Do Before You Rent a Storage Unit FT - Overcharged for Storage? U-Haul 1-Year Price Lock Delivers Certainty Storage Unit Prices Keep Going Up. Is There a Better Way To Store My Possessions? The Costco Price Secret Almost Nobody Knows - Clark Howard Emergency Fund: Everything You Need to Know - Clark Howard How To Prevent an Inheritance Nightmare USA TODAY: Why inheritances are generating more bad blood and legal fees 7 Things to Consider Before Leaving Your Home to Your Kids Why Clark Howard Wants You to Set Up a 'Financial Chromebook' My Social Security: The Free Account Everyone Needs To Set Up Before Retirement Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:32:37

Ask host to enable sharing for playback control

04.10.26 Clark Answers His Critics on Clark Stinks / Scammers Going For Broke

4/10/2026
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Scam artists are getting more sophisticated and they’re targeting your retirement funds. Clark explains this digital crime wave and how fraudsters are using sophisticated tools & tricks to get into your accounts. The first step in protecting your money is being aware of some of the latest techniques these criminals use. Clark Stinks: Segments 1 & 2 Scam Vigilance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Best Robo-Advisors - Clark Howard When Is the Best Time To Collect Social Security? - Clark Howard Term Life vs. Whole Life Insurance: Understanding the Difference How To Buy Term Life Insurance in 7 Easy Steps - Clark Howard thestreet: Vanguard warns fraud is quietly draining retirements now Protect Your Rights & Identity Archives - Clark Howard How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Virtual Credit Cards: An Online Security Measure Worth Taking? Best 529 Plans by State: How Clark Howard Picks the Top College Savings Plans Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:39:05

Ask host to enable sharing for playback control

04.08.26 Booking Rules Of Travel / Cell Phone Bans

4/8/2026
Today - if you’ve been planning summer travel, you may have sticker shock from hotel & airfare costs. Travel inflation is real, so it pays to know Clark’s "Golden Rules" for booking to ensure you don't overpay. Also, Clark discusses the growing movement to ban cell phones in schools, restaurants, and concert venues. Some businesses and artists are jumping on the cell phone BAN-wagon. Flight & Hotel Booking: Segment 1 Ask Clark: Segment 2 Cell Phone Bans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Follow Clark Howard's #1 Rule To Travel Cheap Hopper | Book Hotels, Flights, Car Rentals & More How To Pack a Carry-On the Right Way - Clark Howard Protect Your Identity Archives - Clark Howard Why You Need To Lock Your Brokerage Account Today How To Find and Choose a Financial Advisor Which Documents Should You Keep and for How Long? Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:32:16

Ask host to enable sharing for playback control

04.07.26 Ask An Advisor With Wes Moss

4/7/2026
Young Investors Are Taking Big Risks & Costly Pension Mistake Are you feeling financially behind? You aren’t alone. Wes Moss reveals that a staggering 73% of Americans feel like they are losing the financial race — and why the "solution" many are turning to is actually a dangerous trap. Wes explains how to leverage your greatest asset to build real, lasting wealth through patient accumulation. Also, Wes tackles the "Pot of Gold" syndrome that haunts retirees. A study from MetLife shows that one in five Americans who receive a pension lump sum run out of that money in an average of just four years. Learn how to protect your future by turning a one-time lump sum into a permanent stream of financial freedom. Mentioned on the show: How To Turn Part of Your Nest Egg Into a Pension Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 7, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments! Learn more about Wes: BOOKS BY WES MOSS Wes Moss, CFP® Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:40:07

Ask host to enable sharing for playback control

04.06.26 How To Invest for $0 / AI in Healthcare

4/6/2026
Investing has never been cheaper - or more expensive - depending on where you choose to grow your money. What to know to be a Clark Smart investor. Also - Should you use ChatGPT Health? While AI is revolutionizing medical research and helping patients find specialized care - this all comes with a warning. Investing Expenses: Segment 1 Ask Clark: Segment 2 AI & Health Monitoring : Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Investment Companies for Investors in 2026 - Clark Howard What Fee Percentage Is Too High for Your Investments? What Brokerage Do You Recommend for First-Time Investors or Kids? Barrons: Commission-Free Annuities Are on the March. When They Make Sense. How To Find and Choose a Financial Advisor How To Roll Over U.S. Savings Bonds Into a 529 Plan Best Term Life Insurance Companies, Plans & Coverage AMEX - What is Send & Split? WPost- I let ChatGPT analyze a decade of my Apple Watch data. Then I called my doctor. Kardia Mobile EKG Monitor The Cheapest Grocery Stores - Clark Howard Best 529 College Savings Plans By State Where Should I Set Up My Health Savings Account (HSA)? Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:31:53

Ask host to enable sharing for playback control

04.03.26 Clark Answers His Critics on Clark Stinks / Protect Your Phone & Accounts

4/3/2026
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - security risks keep morphing via phone and/or account takeover attempts. Clark covers a specific threat targeting iPhone users and the simple fix, plus - the next generation of online security – Passkeys. Clark Stinks: Segments 1 & 2 Prevent Hackers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Buy Now, Pay Later: A Helpful Tool or a Debt Trap? - Clark Howard Roth IRA Withdrawal Rules What Is a Credit Union? - Clark Howard Why Clark Howard Thinks You Need a Digital Passport Best Free Password Managers: 10 Top Picks - Clark Howard New Ways to Keep Your Online Accounts Safe Military and Veterans Guide: Free Resources for Your Finances Charitable Contributions Deduction: What It Is and How It Works Understanding Donor-Advised Funds: Pros and Cons Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:32:15

Ask host to enable sharing for playback control

04.01.26 Adjustable Rate Mortgages - A Waning / High Deductible Health Plans

4/1/2026
Adjustable-rate mortgages (ARMs) are booming again, but Clark has a major warning: this "oldie but baddy" could be a financial time bomb. Clark breaks down why banks are pushing ARMs, who they actually work for (a narrow group indeed), and the "reset" risk that could cost you your home. Also, health insurance has become insanely expensive. Many Americans are skipping meals just to pay for healthcare. Clark discusses why catastrophic-only plans are a dangerous gamble and identifies the real culprit behind our skyrocketing medical bills. Danger: Adjustable Rate Mortgages: Segment 1 Ask Clark: Segment 2 High Deductible Health Plans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Adjustable-Rate Mortgages Are Popular Again – Here’s Why You Need To Be Careful NYTimes: A Third of Americans Have Cut Spending or Borrowed Money for Health Care NYTimes: New A.C.A. Plans Could Increase Family Deductibles to $31,000 What Is an HSA Account and How Does It Work? - Clark Howard How to Deal With Medical Debt - Clark Howard Will Mark Cuban's Prescription Company Really Save You Money? 10 Ways To Save on Prescription Drugs - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:26:28

Ask host to enable sharing for playback control

03.31.26 Ask An Advisor With Wes Moss

3/31/2026
The Hack That Turns Trump Accounts Into $3M Nest Eggs & Retire Sooner Method vs. FIRE Wes Moss breaks down a powerful financial "hack" involving the new Trump Accounts that could change the trajectory of your family’s wealth forever. By shifting the conversation to a "Year 0" savings plan, parents and grandparents can use these accounts to kickstart a child's financial life from the day they are born. It’s a dramatic shift in how we think about retirement, proving that the one thing we can truly control is the amount of time we allow our money to grow. Also, Wes tackles the growing divide between the "Retire Sooner" method and the popular FIRE (Financial Independence, Retire Early) movement, which over half of Gen Z now claims to follow. While the FIRE movement often requires hyper-lean budgeting, high savings percentages, and extreme deprivation to retire by 40, Wes argues for a more realistic and sustainable approach. Plus, Mallory shares your #AskWes questions and Wes gives his take. All this and more on the March 31, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. Note: Christa will be back on Ask an Advisor next week! We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments! Learn more about Wes: BOOKS BY WES MOSS Wes Moss, CFP® Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:36:50

Ask host to enable sharing for playback control

03.30.26 The Credit Bureaus: Errors & Apathy / Sticker Shock: New Smart Phones

3/30/2026
It’s always been important to monitor your credit reports, and now - more so. The number of inaccuracy complaints is up dramatically, and such mistakes can impede your ability to buy a home, get a car, or even land a job. Clark shares the latest research on how the bureaus are responding (or not) and offers direction for dealing with credit report errors. Also - Pressures in the chip industry have led to shortages and higher costs for smart phones. Should you upgrade now or wait? Credit Bureau Errors: Segment 1 Ask Clark: Segment 2 The Price Of New Cell Phones: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Experian and TransUnion Are Leaving More Mistakes on Credit Reports — ProPublica Why You Need To Check Your Credit Report Today - Clark Howard What Is a Good Credit Score? - Clark Howard Clark Deals: Cell Phones & Smartphones Archives 5 Tax Scams You Need To Watch Out for in 2026 - Clark Howard What's the Best Savings Account for a Teenager? - Clark Howard What Brokerage Do You Recommend for First-Time Investors or Kids? Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:28:33

Ask host to enable sharing for playback control

03.27.26 Clark Answers His Critics on Clark Stinks / Avoid Two Costly 401(k) Mistakes

3/27/2026
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - the American 401(k) is a tale of two economies. While the average balance grew by a staggering amount in 2025, more workers than ever are "raiding" their accounts to cover short-term needs. Our “Man From Roth” explains the best approach for maximizing your retirement investments, while minimizing future taxation. Clark Stinks: Segments 1 & 2 401(k) Guidance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Deals - Today's Best Deals of the Day 5 Best Grocery Delivery Services - Clark Howard My 7 Rules for Using Credit Cards - Clark Howard Best Place To Sell Your Gold What You Need To Know About the Fidelity Cash Management Account 5 Money Tips To Know Before You Travel Abroad - Clark Howard 10 Common Job Search Scams - Clark Howard How to Get a Mortgage in 8 Steps - Clark Howard Why Clark Howard Is Obsessed With Roth for Retirement Savings What the Credit Card Companies Don't Want You To Know Automatic Bill Pay: How It Works and How To Do It Safely Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:32:54

Ask host to enable sharing for playback control

03.25.26 Home Insurance Spy Drones / K-Economy Price Patterns

3/25/2026
Think your home is private? Think again. Clark discusses the rise of insurance companies using drones, satellite data & AI to inspect property – and make replacement demands based on what could be bad data. Also today - Retailers are responding to today’s marketplace with different prices for different customers. Companies of all types are targeting two extremes: the big spenders and the budget-conscious. Clark explains how to navigate these "price buckets" to make sure you aren't overpaying. Home Insurance Spy Tech: Segment 1 Ask Clark: Segment 2 K-Economy Pricing Patterns: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The US Sun: Homeowner hit with $20k bill after State Farm secretly inspected roof by drone Homeowners Insurance Archives - Clark Howard What Is an ABLE Account? - Clark Howard Subscription Services: Why Canceling Is So Hard (and a Solution) BBB-File a Complaint AT&T rolls out new pricing YouTube TV drops 12 new offers to retain subscribers - TheStreet Best Credit Card Sign-up Bonuses Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:31:23

Ask host to enable sharing for playback control

03.24.26 Clark + Wes: Investing During Global Conflict & Sneaky Risks of Private Credit

3/24/2026
Clark + Wes: Investing During Global Conflict & Sneaky Risks of Private Credit Is the conflict in the Middle East about to tank your investments? Money experts Clark Howard and Wes Moss sit down for a special "Ask an Advisor" segment to discuss oil prices, the economy, travel price predictions, and most importantly, what to do when the state of the world is making you nervous about your investments. In the second half, Clark and Wes explain the difference between private equity & private credit, and share a major warning about private credit. They break down why "12% yields" are often a trap and how to protect your portfolio from the latest "story investments." Mentioned on the show: What Happens to the Stock Market When Oil Prices Spike? What To Do When the State of the World Is Making You Nervous About Your Investments Investing Rule: You Can't Predict (So Stop Trying) - Clark Howard How Psychology Can Make or Break Your Portfolio How To Find and Choose a Financial Advisor / Best Financial Advisors All this and more on the March 24, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments! Learn more about Wes: BOOKS BY WES MOSS Wes Moss, CFP® Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:37:54

Ask host to enable sharing for playback control

03.23.26 SAVE MORE On Gasoline And Printer Ink

3/23/2026
There are ways to combat the runup in gas prices right now. Clark shares a smart strategy to help stretch your gas money, and explains why used EVs are a bargain for the right driver. Also, are you tired of being ripped off by printer ink? Clark breaks down the "cheap printer, expensive ink" trap and reveals smarter ways to save. SPEND LESS On Gasoline: Segment 1 Ask Clark: Segment 2 Avoid Printer Ink Rip-Offs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's 'Half-Tank' Strategy To Save on Gas How To Save Money on Gas: 23 Ways - Clark Howard How long do electric vehicle batteries actually last? BYD just killed your EV argument with a battery that competes with gas engines The Best Car-Buying Services - Clark Howard Report: Best Used Cars for the Money - Clark Howard 6 Things To Know Before You Buy Gas at Costco Wholesale Where To Buy the Best Cheap Printer - Clark Howard Best Term Life Insurance Companies, Plans & Coverage How To Buy Term Life Insurance in 7 Easy Steps - Clark Howard National Academy of Elder Law Attorneys Home NAELA Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:30:43

Ask host to enable sharing for playback control

03.20.26 Clark Answers His Critics on Clark Stinks / Airfare Booking Strategy

3/20/2026
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Is booking travel a smart idea right now? Airfares are surging with the price of jet fuel since hostilities began. Clark shares smart strategies to help you book for less. Clark Stinks: Segments 1 & 2 Flight Booking Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Find Tuition-Free Colleges: Schools That Offer Free Tuition Capital One Venture X Rewards Credit Card: 6 Things To Know How To Get a Gym Membership for Practically Free - Clark Howard How To Find the Best Deal on Cheap Internet Service in 4 Steps Fixed Wireless Internet: Using Your Cellular Service Provider for Home Internet The American Community Survey: Is It Legitimate and Do You Have To Answer? How the Iran war is disrupting air travel -- and advice if you're planning a trip Travelers stranded by war learn insurance won't cover flight cancellations Travel Insurance: What You Need To Know Before You Buy Cancel for Any Reason Trip Insurance: Should You Buy It? Warning: Do NOT Trust Hotel Brand Names - Clark Howard BBB-File a Complaint How to avoid scams while applying for ESTA Get an electronic travel authorisation (ETA) to visit the UK Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:36:37

Ask host to enable sharing for playback control

03.18.26 Where NOT To Invest - NEVER EVER / The Grandparent Trap

3/18/2026
Today - Clark takes aim at the "monster mega banks" and explains why they are often the worst place for your investment dollars. Major banks are rebranding branches to capture more consumer assets, yet these institutions often lack a fiduciary duty to their clients. You’ve got lower-cost alternatives to help you get ahead. Also, Clark shares an important message for grandparents or anyone who loves and cares about a grandparent - a heartfelt reminder to protect those who have spent a lifetime building their savings, from going broke in their later years. Where NOT To Invest: Segment 1 Ask Clark: Segment 2 For Grandparents: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 3 Places You Should Never Invest Your Money - Clark Howard How To Find and Choose a Financial Advisor / Best Financial Advisors What You Need To Know About the Vanguard Cash Plus Account What You Need To Know About the Fidelity Cash Management Account Best Cash Management Account: Comparing Vanguard, Fidelity, and Schwab How To Open a Roth IRA Zillow - Prepare for your first home with confidence How Much Does It Cost to Be a Grandparent? Why Clark Howard Refuses To Rent a Car From Hertz How Long Should I Save Pictures of My Car Rental? - Clark Howard Why You Should Never Prepay for a Rental Car - Clark Howard 5 Things You Should Re-Shop To Save Money - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:24:49

Ask host to enable sharing for playback control

03.17.23 Ask An Advisor With Wes Moss

3/17/2026
How Oil Price Shocks Impact the Market & AI Isn’t Killing Jobs—It’s Burning Us Out As we face one of the largest oil supply disruptions in history, Wes Moss explores how geopolitical shocks in the Middle East impact your wallet and the stock market, while reinforcing why long-term longevity beats market timing every time. Also, a new crisis is emerging in the workplace – AI-driven burnout. Contrary to fears of job loss, recent data across 443 million work hours suggests that AI tools are actually expanding our workdays and increasing weekend labor. Wes discusses why the real risk of the tech revolution isn't a lack of work, but rather the challenge of balancing an "always-on" culture where every task is now achievable. Mentioned on the show: Do You Really Need To Rebalance Your Portfolio? Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 17, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments! Learn more about Wes: BOOKS BY WES MOSS Wes Moss, CFP® Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:44:37

Ask host to enable sharing for playback control

03.16.26 Best Auto Insurers / Discounters Go Wide

3/16/2026
Finally profitable again, the auto insurance industry has developed a renewed sense of competition for customers. Clark shares guidelines for finding companies big on customer service and value. Also, Americans are saving big bucks through “no spending” trends, and switching retailers. Thrift-centered businesses like Goodwill and Dollar Tree are thriving across all demographics. Clark admits he was wrong about Dollar Tree’s decision to move past its signature $1 price point, explaining how the transition to a multi-price range has elevated the brand across the country. Best Auto Insurers: Segment 1 Ask Clark: Segment 2 Discounters Thriving: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Auto Insurance Companies - Clark Howard Report: These 10 Vehicles Are the Best for the Money in 2026 New York Post: Dollar Tree is invading posh neighborhoods after years of catering to low-income customers— breaking ‘stigma of the dollar store’ Best Term Life Insurance Companies, Plans & Coverage How To Buy Term Life Insurance in 7 Easy Steps - Clark Howard What Is a Credit Union? - Clark Howard 16 of the Best High-Yield Online Savings Accounts in March 2026 Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:29:33